diff --git a/packages/cultmath/docs/design.md b/packages/cultmath/docs/design.md
index 863b5efe..ee209fd4 100644
--- a/packages/cultmath/docs/design.md
+++ b/packages/cultmath/docs/design.md
@@ -37,6 +37,11 @@ That makes these HLSL rules, not options:
   products go through `mul` (`mul(m, v)` treats `v` as a column, `mul(v, m)` as a
   row). `*` on matrices would be component-wise in HLSL, so CultMath does not
   define it.
+- `m[r][c] = v` writes through locals, array elements, fields of classes, and
+  ref locals. Through a readonly field, an `in` parameter, a property
+  (auto-properties included), or a static readonly value such as
+  `float3x3.identity`, C# takes a defensive copy: the write compiles and is
+  silently lost. Copy the matrix to a local, write to it, and assign it back.
 - Scalar/vector arithmetic and comparisons have explicit overloads on both
   sides rather than leaning on implicit scalar splat.
 - Intrinsics return HLSL's types and edge cases: `sign` returns `int`/`intN`
diff --git a/packages/cultmath/src/CultMath/float2x2.cs b/packages/cultmath/src/CultMath/float2x2.cs
index 9d5a2e54..bd8673ae 100644
--- a/packages/cultmath/src/CultMath/float2x2.cs
+++ b/packages/cultmath/src/CultMath/float2x2.cs
@@ -34,6 +34,7 @@ public struct float2x2 : IEquatable<float2x2>
     public float _m10 { readonly get => _row1.x; set => _row1.x = value; }
     public float _m11 { readonly get => _row1.y; set => _row1.y = value; }
 
+    /// <remarks>Writes through a readonly field, <c>in</c> parameter, property, or <c>identity</c> hit a defensive copy and are lost; write to a local and assign it back.</remarks>
     [UnscopedRef]
     public ref float2 this[int row]
     {
diff --git a/packages/cultmath/src/CultMath/float3x3.cs b/packages/cultmath/src/CultMath/float3x3.cs
index 4c052a50..d7aad21c 100644
--- a/packages/cultmath/src/CultMath/float3x3.cs
+++ b/packages/cultmath/src/CultMath/float3x3.cs
@@ -42,6 +42,7 @@ public struct float3x3 : IEquatable<float3x3>
     public float _m21 { readonly get => _row2.y; set => _row2.y = value; }
     public float _m22 { readonly get => _row2.z; set => _row2.z = value; }
 
+    /// <remarks>Writes through a readonly field, <c>in</c> parameter, property, or <c>identity</c> hit a defensive copy and are lost; write to a local and assign it back.</remarks>
     [UnscopedRef]
     public ref float3 this[int row]
     {
diff --git a/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.dll b/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.dll
index 1b4d8b07..28e9c939 100644
Binary files a/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.dll and b/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.dll differ
diff --git a/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.pdb b/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.pdb
index 4745e116..c2dc2446 100644
Binary files a/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.pdb and b/packages/cultmath/unity/org.gamecult.cultmath/Runtime/Plugins/CultMath.pdb differ